Skip to content
EXCELLENCE
Excellence Money
EXCELLENCE MONEY

Raise Money-Smart Kids

0/15STARS
LEVEL 1 · 0/3LEVEL 2 · 0/3LEVEL 3 · 0/3LEVEL 4 · 0/3LEVEL 5 · 0/3START
0/15 stars lit

Teach children about money the way the evidence says it sticks, by example, in real decisions, at the right age: an allowance and saving, digital spending and loot boxes, first wages, Trump Accounts, scams aimed at teens, and giving.

2h 59m5 constellations
AT THE SUMMIT, YOU WILL BE ABLE TO

01Model money habits your children can see and copy

02Set up an allowance, saving goals and a match

03Make digital spending visible, and set a loot-box rule

04Prepare teens for wages, savings at 18 and “easy money” traps

Every lesson of Raise Money-Smart Kids

15 lessons in 5 levels, about 3 hours. Level 1 is free.

Level 1Why It Starts at HomeFree · 3 lessons
  1. Parents teach the mostSee why your everyday money habits are the biggest lesson your children get.11 min
  2. What money lessons can doKnow what the research says about financial education, and when to teach.12 min
  3. Checkpoint: patience, practicedTreat waiting as a skill to practice, not a test of destiny.12 min
Level 2Allowance and SavingMembership · 3 lessons
  1. Allowance as practiceSet up an allowance so children practice real choices with small stakes.12 min
  2. Match their savingUse a parent match to make saving pay off sooner.12 min
  3. Checkpoint: a savings goal on paperTurn an allowance, saving and a match into one written goal.12 min
Level 3Digital MoneyMembership · 3 lessons
  1. In-app purchases and parental controlsSet purchase approvals so digital spending becomes a conversation, not a surprise.12 min
  2. Loot boxesKnow what the research found about loot boxes and problem gambling.12 min
  3. Checkpoint: digital money rulesPut approvals, a loot-box rule and a digital allowance together.12 min
Level 4Teens and MoneyMembership · 3 lessons
  1. Earning their own moneyKnow the US rules on teens working, and what earning teaches.12 min
  2. Saving for them: Trump AccountsKnow how a Trump Account works, and what happens when they turn 18.12 min
  3. Checkpoint: offers that are trapsPrepare teens for “easy money” offers that are really crime.12 min
Level 5Your Family Money PlanMembership · 3 lessons
  1. Giving, from the startBuild giving into money habits, and know what toddlers showed about it.11 min
  2. Money talks by ageMatch money lessons to your child's age and real decisions.12 min
  3. Capstone: your family money planPut habits, rules and conversations for every child on one page.13 min
FREE

Level 1 is open.

Membership opens every other level of this path.

See membership
AFTER THE CORE

Keep going where this path leads.

Parenting With the EvidenceThe marshmallow test and more · 2h 53m
Build Your Personal Money SystemYour own money habits · 3h 14m