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Excellence Money
EXCELLENCE MONEY

Build Your Personal Money System

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LEVEL 1 · 0/3LEVEL 2 · 0/3LEVEL 3 · 0/3LEVEL 4 · 0/3LEVEL 5 · 0/3LEVEL 6 · 0/3START
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Take control of spending, debt and saving, then let your money grow while you live.

3h 14m6 constellations
AT THE SUMMIT, YOU WILL BE ABLE TO

01Know where every dollar goes

02Build an emergency fund on autopilot

03Pay off debt with a plan

04Understand compounding, inflation and fees

Every lesson of Build Your Personal Money System

18 lessons in 6 levels, about 3 hours. Level 1 is free.

Level 1See Where Your Money GoesFree · 3 lessons
  1. Your money mapMap a month of income and spending into needs, wants and savings, and compare it with a simple benchmark.10 min
  2. Find the leaksSpot recurring and forgotten spending, and see what small leaks cost over a year.9 min
  3. Checkpoint: a budget you'll actually keepSet up a simple, automated budget: pay yourself first and let the rest be free.12 min
Level 2Build Your Safety NetMembership · 3 lessons
  1. The emergency fundSize your emergency fund, choose where it lives and plan the first milestone.10 min
  2. Automate the good decisionsUse automation and pre-commitment so saving happens without willpower.10 min
  3. Checkpoint: protect your safety netPut your emergency fund on autopilot and protect it from being spent.11 min
Level 3Beat Debt With a PlanMembership · 3 lessons
  1. What debt really costsCalculate how long a debt takes to repay and how much interest it really costs.13 min
  2. Avalanche or snowball?Choose a debt payoff method that fits both the math and your motivation.10 min
  3. Checkpoint: your credit score, explainedUnderstand what drives a credit score and set the habits that improve it.11 min
Level 4Make Your Money GrowMembership · 3 lessons
  1. Compound interest, for realSee how time, rate and regular contributions drive compound growth.11 min
  2. Inflation, the silent taxUnderstand how inflation erodes cash and why the real return matters.10 min
  3. Checkpoint: why most investors don't beat the indexUnderstand index funds, diversification and the long-term cost of fees.13 min
Level 5Master Your Money MindMembership · 3 lessons
  1. Why future-you keeps losingUnderstand present bias and make your future self real enough to save for.9 min
  2. All money is the same moneySpot mental-accounting traps and decide on your total money, not on labels.10 min
  3. Checkpoint: your personal money rulesWrite a few bright-line money rules that protect your plan from impulse and marketing.12 min
Level 6Run Your Money SystemMembership · 3 lessons
  1. Know your net worthCalculate your net worth and track it as the score that sums up your money system.9 min
  2. Goals with dates and numbersTurn money goals into dated targets with a monthly amount, and a sinking fund for everything you can see coming.9 min
  3. Capstone: your monthly money reviewBring your budget, safety net, debt plan, investments and rules into one monthly review.15 min
FREE

Level 1 is open.

Membership opens every other level of this path.

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AFTER THE CORE

Keep going where this path leads.