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Plan Your Retirement

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LEVEL 1 · 0/3LEVEL 2 · 0/3LEVEL 3 · 0/3LEVEL 4 · 0/3LEVEL 5 · 0/3START
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How long retirement lasts, why starting early and taking the whole match matter, when to claim Social Security, how to set a target and check you're on track, how fees and scams eat savings, and how to turn savings into income, from the SSA, IRS, DOL, SEC and the research. General education, not financial advice.

2h 56m5 constellations
AT THE SUMMIT, YOU WILL BE ABLE TO

01Know how long your savings may need to last, and start early

02Choose when to claim Social Security and set a target you can check

03Protect your savings from high fees and scams

04Understand withdrawal taxes, RMDs, sequence risk and annuities

Every lesson of Plan Your Retirement

15 lessons in 5 levels, about 3 hours. Level 1 is free.

Level 1Why Start NowFree · 3 lessons
  1. How long retirement lastsSee how many years your savings may need to cover.11 min
  2. Time does the heavy liftingSee how starting earlier changes what you need to save.12 min
  3. Checkpoint: the power of defaultsUse automatic enrollment and the match, and don't stop at the default.12 min
Level 2How Much Is EnoughMembership · 3 lessons
  1. Social Security, firstKnow what Social Security provides, and when to claim it.11 min
  2. Your income targetTurn the life you want into a yearly income target, and a rough pot size.12 min
  3. Checkpoint: are you on track?Compare what your contributions and match add up to with your target.12 min
Level 3Protect ItMembership · 3 lessons
  1. Fees over forty yearsSee how a yearly fee compounds, and check what you pay.11 min
  2. Retirement scamsRecognize the scripts scammers use on savers and retirees.12 min
  3. Checkpoint: the friendly callerGet off a scam call, and move old 401(k)s the safe way.12 min
Level 4Turning Savings Into IncomeMembership · 3 lessons
  1. Taxes and required withdrawalsKnow how withdrawals are taxed, and when you must start them.11 min
  2. The order of returns mattersSee why a bad year early in retirement hurts more than the same year later.12 min
  3. Checkpoint: insurance against a long lifeSee annuities as longevity insurance, and how framing changes the choice.12 min
Level 5Your Retirement PlanMembership · 3 lessons
  1. The retirement conversationTalk about retirement plans with a partner or parent: clearly and kindly.11 min
  2. A yearly retirement check-upBuild a once-a-year routine that keeps your plan on track.12 min
  3. Capstone: your retirement planPut longevity, target, contributions, protection and income into one page.13 min
FREE

Level 1 is open.

Membership opens every other level of this path.

See membership
AFTER THE CORE

Keep going where this path leads.

Investing FundamentalsHow the pot grows · 3h 31m
Build Your Personal Money SystemBudget, buffer and the future self · 3h 14m